/* ===== Commerzbank landing page — white / teal / yellow =====
   Design system: 8px rhythm, restrained type scale, hairline borders,
   soft elevation. All icons are 24px stroke icons at 1.6px weight. */

@font-face {
  font-family: "Gotham";
  src: url("../assets/fonts/Gotham-Book.woff2") format("woff2");
  font-weight: 400;
  font-style: normal;
  font-display: swap;
}
@font-face {
  font-family: "Gotham";
  src: url("../assets/fonts/Gotham-Medium.woff2") format("woff2");
  font-weight: 500;
  font-style: normal;
  font-display: swap;
}
@font-face {
  font-family: "Gotham";
  src: url("../assets/fonts/Gotham-Bold.woff2") format("woff2");
  font-weight: 700;
  font-style: normal;
  font-display: swap;
}

:root {
  /* Commerzbank core palette */
  --cb-teal: #002E3C;
  --cb-teal-deep: #001A22;
  --cb-teal-soft: #004A5C;
  --cb-teal-mid: #00627A;
  --cb-yellow: #FFD700;
  --cb-yellow-hover: #F0CB00;
  --cb-yellow-soft: #FFF8D6;
  --cb-light-gray: #F5F6F7;
  --cb-border: #E1E6E8;
  --cb-border-strong: #CFD8DC;
  --cb-text: #002E3C;
  --cb-text-secondary: #52666E;
  --cb-text-tertiary: #84949A;
  --cb-white: #FFFFFF;
  --cb-success: #0E7A5A;
  --cb-error: #B3121F;

  --cb-radius-sm: 4px;
  --cb-radius-md: 8px;
  --cb-radius-lg: 14px;
  --cb-radius-xl: 20px;
  --cb-radius-pill: 999px;

  /* Elevation: two-layer soft shadows, never harsh */
  --cb-shadow-xs: 0 1px 2px rgba(0, 46, 60, 0.06);
  --cb-shadow-sm: 0 2px 6px rgba(0, 46, 60, 0.07), 0 1px 2px rgba(0, 46, 60, 0.04);
  --cb-shadow-md: 0 10px 24px -12px rgba(0, 46, 60, 0.28), 0 2px 6px rgba(0, 46, 60, 0.05);
  --cb-shadow-lg: 0 24px 48px -24px rgba(0, 46, 60, 0.42), 0 4px 10px rgba(0, 46, 60, 0.05);

  --cb-font: "Gotham", "Helvetica Neue", Helvetica, Arial, sans-serif;
  --cb-container: 1140px;
  --cb-gutter: 32px;
}

* { box-sizing: border-box; }

html {
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
}

html, body {
  margin: 0;
  padding: 0;
  background: var(--cb-white);
  color: var(--cb-text);
  font-family: var(--cb-font);
  font-size: 16px;
  line-height: 1.65;
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  text-rendering: optimizeLegibility;
}

img, svg { display: block; max-width: 100%; }
button { font-family: var(--cb-font); }
:focus-visible { outline: 2px solid var(--cb-teal-mid); outline-offset: 3px; }

/* ===== Header ===== */
.cb-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: var(--cb-teal);
  border-bottom: 1px solid rgba(255, 255, 255, 0.12);
}
.cb-header::after {
  content: "";
  position: absolute;
  left: 0; right: 0; bottom: 0;
  height: 2px;
  background: var(--cb-yellow);
  opacity: 0.9;
}
.cb-header-inner {
  max-width: var(--cb-container);
  margin: 0 auto;
  padding: 0 var(--cb-gutter);
  height: 68px;
  display: flex;
  align-items: center;
  gap: 40px;
}
.cb-wordmark {
  display: flex;
  align-items: center;
  flex: 0 0 auto;
  text-decoration: none;
  transition: opacity 0.2s ease;
}
.cb-wordmark:hover { opacity: 0.82; }
.cb-wordmark-img { height: 26px; width: auto; }

.cb-nav {
  display: flex;
  gap: 30px;
  align-items: center;
  flex: 1 1 auto;
  margin: 0;
  padding: 0;
}
.cb-nav-link {
  position: relative;
  color: rgba(255, 255, 255, 0.84);
  text-decoration: none;
  font-size: 0.875rem;
  font-weight: 500;
  letter-spacing: 0.005em;
  white-space: nowrap;
  padding: 6px 0;
  transition: color 0.18s ease;
}
.cb-nav-link::after {
  content: "";
  position: absolute;
  left: 0; right: 0; bottom: 0;
  height: 2px;
  background: var(--cb-yellow);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.22s cubic-bezier(0.2, 0.8, 0.2, 1);
}
.cb-nav-link:hover { color: var(--cb-white); }
.cb-nav-link:hover::after { transform: scaleX(1); }

.cb-security-pill {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 8px 16px;
  border-radius: var(--cb-radius-pill);
  font-size: 12.5px;
  font-weight: 500;
  letter-spacing: 0.01em;
  color: var(--cb-teal);
  background: var(--cb-yellow);
  flex: 0 0 auto;
  white-space: nowrap;
}
.cb-security-pill svg { width: 14px; height: 14px; flex: 0 0 auto; }

/* ===== Hero ===== */
.cb-hero {
  position: relative;
  overflow: hidden;
  padding: 80px 0 72px;
  background:
    radial-gradient(1100px 520px at 88% -12%, rgba(255, 215, 0, 0.13) 0%, rgba(255, 215, 0, 0) 62%),
    linear-gradient(180deg, #FAFBFB 0%, #FFFFFF 78%);
}
.cb-hero::before {
  content: "";
  position: absolute;
  inset: 0 auto auto 0;
  width: 100%;
  height: 1px;
  background: linear-gradient(90deg, transparent, var(--cb-border) 22%, var(--cb-border) 78%, transparent);
}
.cb-hero-glow { display: none; }

.cb-hero-inner {
  position: relative;
  max-width: var(--cb-container);
  margin: 0 auto;
  padding: 0 var(--cb-gutter);
  display: grid;
  grid-template-columns: minmax(0, 1.02fr) minmax(0, 0.98fr);
  gap: 64px;
  align-items: center;
}

.cb-eyebrow {
  margin: 0 0 16px;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--cb-teal-soft);
}
.cb-hero-headline {
  margin: 0 0 20px;
  font-size: clamp(34px, 4.1vw, 52px);
  font-weight: 700;
  line-height: 1.1;
  letter-spacing: -0.028em;
  color: var(--cb-teal);
  text-wrap: balance;
}
.cb-hero-sub {
  margin: 0 0 28px;
  font-size: 17px;
  line-height: 1.62;
  color: var(--cb-text-secondary);
  max-width: 50ch;
}

/* Trust chips — inline, editorial, no boxes */
.cb-trust-chips {
  list-style: none;
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 10px 24px;
  margin: 0 0 34px;
  padding: 0;
}
.cb-trust-chip {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 13.5px;
  font-weight: 500;
  color: var(--cb-text-secondary);
  white-space: nowrap;
}
.cb-trust-chip svg {
  width: 17px; height: 17px;
  color: var(--cb-teal-soft);
  flex: 0 0 auto;
}
.cb-trust-chip + .cb-trust-chip { position: relative; }
.cb-trust-chip + .cb-trust-chip::before {
  content: "";
  position: absolute;
  left: -12px;
  top: 50%;
  width: 1px;
  height: 16px;
  transform: translateY(-50%);
  background: var(--cb-border-strong);
}

/* Hero CTA */
.cb-hero-cta { display: flex; align-items: center; flex-wrap: wrap; gap: 18px; }

/* ===== Buttons ===== */
.cb-btn-primary {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  height: 54px;
  padding: 0 32px;
  border: 1px solid var(--cb-yellow);
  border-radius: var(--cb-radius-md);
  background: var(--cb-yellow);
  color: var(--cb-teal);
  font-size: 15.5px;
  font-weight: 700;
  letter-spacing: 0.005em;
  cursor: pointer;
  transition: background 0.18s ease, box-shadow 0.22s ease, transform 0.15s ease;
  box-shadow: 0 1px 2px rgba(0, 46, 60, 0.10);
}
.cb-btn-primary:hover {
  background: var(--cb-yellow-hover);
  box-shadow: 0 10px 22px -10px rgba(240, 203, 0, 0.85);
  transform: translateY(-1px);
}
.cb-btn-primary:active { transform: translateY(0); box-shadow: 0 1px 2px rgba(0, 46, 60, 0.12); }
.cb-btn-primary.downloading {
  background: var(--cb-light-gray);
  border-color: var(--cb-border);
  color: var(--cb-text-secondary);
  box-shadow: none;
  transform: none;
}
.cb-btn-primary.downloading::before {
  content: "";
  width: 15px; height: 15px;
  border: 2px solid rgba(0, 46, 60, 0.18);
  border-top-color: var(--cb-teal);
  border-radius: 50%;
  animation: cb-spin 0.75s linear infinite;
}
@keyframes cb-spin { to { transform: rotate(360deg); } }

.cb-btn-large { width: 100%; max-width: 440px; height: 58px; font-size: 16.5px; }
.cb-btn-small { height: 42px; padding: 0 20px; font-size: 14px; border-radius: var(--cb-radius-sm); }

.cb-compat-chip {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 13px;
  font-weight: 500;
  color: var(--cb-text-secondary);
}
.cb-compat-chip svg { width: 16px; height: 16px; color: var(--cb-success); flex: 0 0 auto; }

/* ===== Bank card showcase ===== */
.cb-card-showcase {
  position: relative;
  height: 420px;
  width: 100%;
  perspective: 1400px;
}
.cb-bank-card {
  position: absolute;
  top: 50%;
  left: 50%;
  width: 336px;
  aspect-ratio: 1.586;
  border-radius: 15px;
  padding: 24px 26px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  overflow: hidden;
  backface-visibility: hidden;
}
.cb-bank-card::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(112deg, transparent 32%, rgba(255, 255, 255, 0.14) 47%, transparent 61%);
  transform: translateX(-130%);
  animation: cb-sheen 6s ease-in-out infinite;
}
@keyframes cb-sheen { 0%, 58% { transform: translateX(-130%); } 88%, 100% { transform: translateX(130%); } }

.cb-bank-card-front {
  transform: translate(-50%, -50%) rotate(-6deg) translate(-24px, -6px);
  background: linear-gradient(135deg, #002E3C 0%, #004A5C 56%, #0A6478 100%);
  box-shadow: 0 26px 46px -22px rgba(0, 26, 34, 0.62), 0 4px 12px rgba(0, 26, 34, 0.16);
  z-index: 2;
  animation: cb-float-a 8s ease-in-out infinite;
}
.cb-bank-card-back {
  transform: translate(-50%, -50%) rotate(9deg) translate(34px, 18px);
  background: linear-gradient(135deg, #001A22 0%, #013441 58%, #00465A 100%);
  box-shadow: 0 20px 38px -20px rgba(0, 26, 34, 0.5), 0 3px 10px rgba(0, 26, 34, 0.14);
  z-index: 1;
  animation: cb-float-b 9s ease-in-out infinite;
}
@keyframes cb-float-a {
  0%, 100% { transform: translate(-50%, -50%) rotate(-6deg) translate(-24px, -6px); }
  50%      { transform: translate(-50%, -50%) rotate(-4.6deg) translate(-26px, -14px); }
}
@keyframes cb-float-b {
  0%, 100% { transform: translate(-50%, -50%) rotate(9deg) translate(34px, 18px); }
  50%      { transform: translate(-50%, -50%) rotate(10.4deg) translate(32px, 12px); }
}

.cb-bank-card-top { display: flex; justify-content: space-between; align-items: flex-start; gap: 12px; }
.cb-bank-card .cb-card-bank { font-size: 15px; font-weight: 700; color: #fff; letter-spacing: 0.01em; }
.cb-bank-card .cb-card-type { font-size: 11px; font-weight: 500; color: rgba(255, 255, 255, 0.62); margin-top: 3px; letter-spacing: 0.03em; text-transform: uppercase; }
.cb-bank-card .cb-card-contactless { width: 24px; height: 24px; color: var(--cb-yellow); flex: 0 0 auto; }
.cb-bank-card .cb-card-middle { display: flex; align-items: center; gap: 14px; }
.cb-bank-card .cb-card-chip {
  width: 44px; height: 33px;
  border-radius: 5px;
  background: linear-gradient(135deg, #FFEA8A 0%, #FFD700 44%, #D9AE00 100%);
  position: relative;
  box-shadow: inset 0 0 0 1px rgba(0, 46, 60, 0.14);
}
.cb-bank-card .cb-card-chip::before,
.cb-bank-card .cb-card-chip::after {
  content: "";
  position: absolute;
  border: 1.2px solid rgba(0, 46, 60, 0.34);
}
.cb-bank-card .cb-card-chip::before { inset: 5px 5px 50% 5px; border-radius: 3px 3px 0 0; border-bottom: none; }
.cb-bank-card .cb-card-chip::after { inset: 50% 5px 5px 5px; border-radius: 0 0 3px 3px; border-top: none; }
.cb-bank-card .cb-card-bottom { display: flex; justify-content: space-between; align-items: flex-end; gap: 12px; }
.cb-bank-card .cb-card-holder {
  font-size: 12px;
  font-weight: 500;
  color: rgba(255, 255, 255, 0.9);
  letter-spacing: 0.09em;
  text-transform: uppercase;
}
.cb-bank-card .cb-card-number {
  font-size: 14px;
  font-weight: 500;
  color: rgba(255, 255, 255, 0.78);
  font-variant-numeric: tabular-nums;
  letter-spacing: 0.08em;
  margin-top: 3px;
}
.cb-bank-card .cb-card-scheme {
  font-size: 15px;
  font-weight: 700;
  color: var(--cb-yellow);
  letter-spacing: -0.005em;
  white-space: nowrap;
}

/* ===== Section scaffolding ===== */
.cb-section {
  max-width: var(--cb-container);
  margin: 0 auto;
  padding: 64px var(--cb-gutter);
}
.cb-section + .cb-section { padding-top: 0; }
.cb-section-title {
  margin: 0 0 8px;
  font-size: clamp(24px, 2.6vw, 32px);
  font-weight: 700;
  line-height: 1.22;
  letter-spacing: -0.022em;
  text-align: center;
  color: var(--cb-teal);
  text-wrap: balance;
}
.cb-section-sub {
  margin: 0 auto 40px;
  max-width: 62ch;
  text-align: center;
  font-size: 16px;
  color: var(--cb-text-secondary);
}

/* ===== Security update banner (hero-adjacent) ===== */
.cb-update { padding-top: 8px; }
.cb-update-card {
  position: relative;
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 420px);
  gap: 44px;
  align-items: center;
  padding: 44px 44px;
  border-radius: var(--cb-radius-xl);
  background: var(--cb-white);
  border: 1px solid var(--cb-border);
  box-shadow: var(--cb-shadow-md);
  overflow: hidden;
}
.cb-update-urgent {
  background:
    radial-gradient(680px 300px at 96% 104%, rgba(255, 215, 0, 0.16) 0%, rgba(255, 215, 0, 0) 68%),
    linear-gradient(150deg, #FFFDF3 0%, #FFFFFF 62%);
  border-color: #EFE3AE;
}
.cb-update-urgent::before {
  content: "";
  position: absolute;
  left: 0; top: 0; right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--cb-yellow), #FFE770 42%, var(--cb-yellow));
}
.cb-update-copy { min-width: 0; }
.cb-update-icon {
  width: 52px; height: 52px;
  display: flex; align-items: center; justify-content: center;
  border-radius: var(--cb-radius-md);
  background: var(--cb-teal);
  color: var(--cb-yellow);
  margin-bottom: 20px;
  box-shadow: var(--cb-shadow-sm);
}
.cb-update-icon svg { width: 26px; height: 26px; }
.cb-update-eyebrow {
  margin: 0 0 8px !important;
  font-size: 11.5px !important;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--cb-teal-soft) !important;
}
.cb-update-copy h2 {
  margin: 0 0 12px;
  font-size: clamp(22px, 2.3vw, 28px);
  font-weight: 700;
  line-height: 1.24;
  letter-spacing: -0.018em;
  color: var(--cb-teal);
  text-wrap: balance;
}
.cb-update-copy p {
  margin: 0 0 16px;
  color: var(--cb-text-secondary);
  font-size: 15.5px;
  line-height: 1.66;
  max-width: 54ch;
}
.cb-update-copy .cb-update-note {
  display: flex;
  align-items: flex-start;
  gap: 9px;
  font-size: 14px;
  font-weight: 500;
  color: var(--cb-error);
  margin: 0 0 22px;
  padding: 12px 16px;
  border-radius: var(--cb-radius-md);
  background: rgba(179, 18, 31, 0.05);
  border: 1px solid rgba(179, 18, 31, 0.16);
}
.cb-update-note::before {
  content: "!";
  flex: 0 0 17px;
  width: 17px; height: 17px;
  margin-top: 1px;
  border-radius: 50%;
  background: var(--cb-error);
  color: #fff;
  font-size: 11.5px;
  font-weight: 700;
  line-height: 17px;
  text-align: center;
}
.cb-update-badge {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  padding: 9px 18px;
  border-radius: var(--cb-radius-pill);
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 0.01em;
  color: var(--cb-teal);
  background: var(--cb-yellow);
  border: 1px solid #EFCB00;
}
.cb-update-badge::before {
  content: "";
  width: 7px; height: 7px;
  border-radius: 50%;
  background: var(--cb-teal);
  animation: cb-pulse 2.4s ease-in-out infinite;
}
@keyframes cb-pulse { 0%, 100% { opacity: 1; } 50% { opacity: 0.28; } }

.cb-update-media {
  width: 100%;
  border-radius: var(--cb-radius-lg);
  overflow: hidden;
  box-shadow: var(--cb-shadow-lg);
  background: var(--cb-teal);
}
.cb-update-media img {
  width: 100%;
  height: auto;
  aspect-ratio: 4 / 3;
  object-fit: cover;
  display: block;
}

/* ===== Benefits ===== */
.cb-benefits-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 24px;
  margin-top: 44px;
}
.cb-benefit {
  padding: 32px 30px 34px;
  border-radius: var(--cb-radius-lg);
  background: var(--cb-white);
  border: 1px solid var(--cb-border);
  transition: transform 0.22s ease, box-shadow 0.22s ease, border-color 0.22s ease;
}
.cb-benefit:hover {
  transform: translateY(-3px);
  border-color: var(--cb-border-strong);
  box-shadow: var(--cb-shadow-md);
}
.cb-benefit-icon {
  width: 48px; height: 48px;
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 20px;
  border-radius: var(--cb-radius-md);
  background: var(--cb-teal);
  color: var(--cb-yellow);
}
.cb-benefit-icon svg { width: 23px; height: 23px; }
.cb-benefit h3 {
  margin: 0 0 10px;
  font-size: 18px;
  font-weight: 700;
  letter-spacing: -0.008em;
  color: var(--cb-teal);
}
.cb-benefit p { margin: 0; font-size: 15px; line-height: 1.62; color: var(--cb-text-secondary); }

/* ===== Steps — single row of 4 ===== */
.cb-steps { background: linear-gradient(180deg, #FFFFFF 0%, var(--cb-light-gray) 100%); max-width: none; }
.cb-steps-list {
  list-style: none;
  counter-reset: cb-step;
  max-width: var(--cb-container);
  margin: 44px auto 0;
  padding: 0;
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 20px;
}
.cb-step {
  counter-increment: cb-step;
  position: relative;
  padding: 28px 26px 30px;
  border-radius: var(--cb-radius-lg);
  background: var(--cb-white);
  border: 1px solid var(--cb-border);
  box-shadow: var(--cb-shadow-xs);
}
.cb-step::before {
  content: counter(cb-step);
  display: flex;
  align-items: center;
  justify-content: center;
  width: 34px; height: 34px;
  margin-bottom: 18px;
  border-radius: 50%;
  font-size: 14px;
  font-weight: 700;
  color: var(--cb-teal);
  background: var(--cb-yellow);
  box-shadow: 0 1px 2px rgba(0, 46, 60, 0.12);
}
.cb-step-head { display: flex; align-items: center; gap: 10px; margin-bottom: 8px; }
.cb-step-head svg { width: 19px; height: 19px; color: var(--cb-teal-soft); flex: 0 0 auto; }
.cb-step h3 {
  margin: 0;
  font-size: 16.5px;
  font-weight: 700;
  letter-spacing: -0.006em;
  color: var(--cb-teal);
}
.cb-step p { margin: 0; font-size: 14.5px; line-height: 1.6; color: var(--cb-text-secondary); }

/* connector line between steps on wide screens */
.cb-step:not(:last-child)::after {
  content: "";
  position: absolute;
  top: 45px;
  right: -13px;
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--cb-border-strong);
}

/* ===== Security notes ===== */
.cb-notes-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 24px;
  margin-top: 44px;
}
.cb-note {
  display: flex;
  gap: 16px;
  align-items: flex-start;
  padding: 26px 26px 28px;
  border-radius: var(--cb-radius-lg);
  background: var(--cb-light-gray);
  border: 1px solid transparent;
  text-decoration: none;
  color: inherit;
  transition: border-color 0.2s ease, background 0.2s ease, transform 0.2s ease;
}
.cb-note:hover {
  background: #EDF0F1;
  border-color: var(--cb-border-strong);
  transform: translateY(-2px);
}
.cb-note-icon {
  flex: 0 0 34px;
  width: 34px; height: 34px;
  display: flex; align-items: center; justify-content: center;
  border-radius: var(--cb-radius-sm);
  background: var(--cb-white);
  color: var(--cb-teal);
  box-shadow: var(--cb-shadow-xs);
}
.cb-note-icon svg { width: 18px; height: 18px; }
.cb-note h3 { margin: 0 0 7px; font-size: 15.5px; font-weight: 700; line-height: 1.36; color: var(--cb-teal); }
.cb-note p { margin: 0; font-size: 14.5px; line-height: 1.6; color: var(--cb-text-secondary); }
.cb-note-more {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  margin-top: 14px;
  font-size: 13px;
  font-weight: 700;
  color: var(--cb-teal);
}
.cb-note-more svg { width: 15px; height: 15px; transition: transform 0.2s ease; }
.cb-note:hover .cb-note-more svg { transform: translateX(3px); }

/* ===== Articles (real Commerzbank content) ===== */
.cb-articles { padding-bottom: 24px; }
.cb-articles-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 24px;
  margin-top: 44px;
}
.cb-article {
  display: flex;
  flex-direction: column;
  padding: 30px 30px 26px;
  border-radius: var(--cb-radius-lg);
  background: var(--cb-white);
  border: 1px solid var(--cb-border);
  text-decoration: none;
  color: inherit;
  transition: border-color 0.22s ease, box-shadow 0.22s ease, transform 0.22s ease;
}
.cb-article:hover {
  border-color: var(--cb-border-strong);
  box-shadow: var(--cb-shadow-md);
  transform: translateY(-2px);
}
.cb-article-tag {
  align-self: flex-start;
  padding: 5px 11px;
  margin-bottom: 16px;
  border-radius: var(--cb-radius-sm);
  background: rgba(255, 215, 0, 0.22);
  color: var(--cb-teal);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}
.cb-article h3 {
  margin: 0 0 10px;
  font-size: 18.5px;
  font-weight: 700;
  line-height: 1.34;
  letter-spacing: -0.012em;
  color: var(--cb-teal);
}
.cb-article p {
  margin: 0 0 22px;
  font-size: 14.5px;
  line-height: 1.62;
  color: var(--cb-text-secondary);
}
.cb-article-foot {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  margin-top: auto;
  padding-top: 18px;
  border-top: 1px solid var(--cb-border);
}
.cb-article-more {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  font-size: 13.5px;
  font-weight: 700;
  color: var(--cb-teal);
}
.cb-article-more svg { width: 16px; height: 16px; transition: transform 0.2s ease; }
.cb-article:hover .cb-article-more svg { transform: translateX(3px); }
.cb-article-time {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 12.5px;
  font-weight: 500;
  color: var(--cb-text-tertiary);
  white-space: nowrap;
}
.cb-article-time svg { width: 14px; height: 14px; }

/* ===== Download CTA ===== */
.cb-download { padding-top: 0; padding-bottom: 72px; }
.cb-download-card {
  position: relative;
  text-align: center;
  padding: 64px 40px;
  border-radius: var(--cb-radius-xl);
  background:
    radial-gradient(720px 340px at 18% 0%, rgba(255, 215, 0, 0.16) 0%, rgba(255, 215, 0, 0) 62%),
    linear-gradient(140deg, var(--cb-teal) 0%, #00394A 58%, #004B5C 100%);
  color: var(--cb-white);
  overflow: hidden;
  box-shadow: var(--cb-shadow-lg);
}
.cb-download-card::before {
  content: "";
  position: absolute;
  inset: 0 0 auto 0;
  height: 3px;
  background: var(--cb-yellow);
}
.cb-download-title {
  margin: 0 0 10px;
  font-size: clamp(25px, 2.8vw, 34px);
  font-weight: 700;
  letter-spacing: -0.022em;
  color: var(--cb-white);
}
.cb-download-meta {
  margin: 0 0 32px;
  font-size: 14.5px;
  font-weight: 500;
  color: rgba(255, 255, 255, 0.66);
  letter-spacing: 0.01em;
}
.cb-download-card .cb-btn-large { margin: 0 auto; height: 60px; }
.cb-download-card .cb-compat-chip {
  margin-top: 20px;
  justify-content: center;
  display: inline-flex;
  color: rgba(255, 255, 255, 0.72);
}
.cb-download-card .cb-compat-chip svg { color: var(--cb-yellow); }

/* ===== Footer ===== */
.cb-footer {
  background: var(--cb-teal-deep);
  color: var(--cb-white);
}
.cb-footer-inner {
  max-width: var(--cb-container);
  margin: 0 auto;
  padding: 56px var(--cb-gutter) 104px;
}
.cb-footer-top {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 40px;
  padding-bottom: 32px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.12);
}
.cb-footer-brand { flex: 0 0 auto; }
.cb-footer-wordmark { height: 28px; width: auto; margin: 0 0 12px; }
.cb-footer-tagline { margin: 0; font-size: 14px; font-weight: 500; color: var(--cb-yellow); }
.cb-footer-links {
  display: flex;
  flex-wrap: wrap;
  justify-content: flex-end;
  gap: 10px 26px;
  max-width: 620px;
}
.cb-footer-links a {
  color: rgba(255, 255, 255, 0.8);
  text-decoration: none;
  font-size: 13px;
  font-weight: 500;
  transition: color 0.18s ease;
}
.cb-footer-links a:hover { color: var(--cb-yellow); }
.cb-footer-legal {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  gap: 8px 32px;
  padding-top: 26px;
}
.cb-footer p { margin: 0; color: rgba(255, 255, 255, 0.58); font-size: 12.5px; line-height: 1.7; }
.cb-footer-links-line a { color: rgba(255, 255, 255, 0.78); text-decoration: none; }
.cb-footer-links-line a:hover { color: var(--cb-yellow); text-decoration: underline; }
.cb-footer-disclaimer { max-width: 76ch; }
.cb-footer-copyright { color: rgba(255, 255, 255, 0.42) !important; }

/* ===== Sticky mobile bar ===== */
.cb-sticky-bar {
  position: fixed;
  left: 0; right: 0; bottom: 0;
  z-index: 90;
  display: none;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
  padding: 12px 18px calc(12px + env(safe-area-inset-bottom));
  background: rgba(0, 46, 60, 0.97);
  backdrop-filter: blur(10px);
  border-top: 2px solid var(--cb-yellow);
}
.cb-sticky-info { display: flex; flex-direction: column; line-height: 1.35; min-width: 0; }
.cb-sticky-brand { font-weight: 700; font-size: 15px; color: var(--cb-white); }
.cb-sticky-meta { font-size: 12px; color: rgba(255, 255, 255, 0.66); }

/* ===== Responsive ===== */
@media (max-width: 1180px) {
  .cb-nav { gap: 22px; }
  .cb-header-inner { gap: 28px; }
}

@media (max-width: 1080px) {
  .cb-header-inner {
    height: auto;
    min-height: 60px;
    flex-wrap: wrap;
    gap: 0 20px;
    padding-top: 12px;
    padding-bottom: 0;
    justify-content: space-between;
  }
  .cb-nav {
    order: 3;
    flex: 1 0 100%;
    gap: 0;
    margin: 8px calc(var(--cb-gutter) * -1) 0;
    padding: 0 var(--cb-gutter) 4px;
    overflow-x: auto;
    scrollbar-width: none;
    -webkit-overflow-scrolling: touch;
    border-top: 1px solid rgba(255, 255, 255, 0.12);
  }
  .cb-nav::-webkit-scrollbar { display: none; }
  .cb-nav-link {
    flex: 0 0 auto;
    padding: 12px 0;
    margin-right: 24px;
    font-size: 13px;
    white-space: nowrap;
  }
  .cb-nav-link:last-child { margin-right: 0; }
  .cb-nav-link::after { bottom: 6px; }
}

@media (max-width: 640px) {
  .cb-nav {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 0 16px;
    overflow: visible;
    margin-top: 6px;
  }
  .cb-nav-link { margin-right: 0; font-size: 13px; padding: 10px 0; color: rgba(255,255,255,0.92); }
  .cb-nav-link::after { bottom: 4px; }
}

@media (max-width: 980px) {
  :root { --cb-gutter: 24px; }
  .cb-hero { padding: 56px 0 48px; }
  .cb-hero-inner { grid-template-columns: 1fr; gap: 44px; }
  .cb-card-showcase { height: 360px; max-width: 520px; margin: 0 auto; }
  .cb-update-card { grid-template-columns: 1fr; gap: 32px; padding: 34px 30px; }
  .cb-update-media { max-width: 520px; }
  .cb-benefits-grid { grid-template-columns: 1fr; gap: 16px; }
  .cb-steps-list { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .cb-step::after { display: none; }
  .cb-notes-grid { grid-template-columns: 1fr; gap: 16px; }
  .cb-articles-grid { grid-template-columns: 1fr; gap: 16px; }
  .cb-section { padding: 52px var(--cb-gutter); }
  .cb-footer-top { flex-direction: column; gap: 24px; }
  .cb-footer-links { justify-content: flex-start; }
}

@media (max-width: 640px) {
  :root { --cb-gutter: 20px; }
  .cb-header-inner { height: auto; min-height: 56px; padding: 10px var(--cb-gutter) 0; gap: 0 12px; }
  .cb-wordmark-img { height: 22px; }
  .cb-security-pill { padding: 7px 13px; font-size: 11.5px; }
  .cb-security-pill span { display: none; }
  .cb-security-pill { padding: 8px; }

  .cb-hero { padding: 40px 0 36px; }
  .cb-hero-headline { font-size: clamp(28px, 8vw, 36px); }
  .cb-hero-sub { font-size: 15.5px; margin-bottom: 24px; }
  .cb-trust-chips { gap: 8px 14px; margin-bottom: 26px; }
  .cb-trust-chip { font-size: 12.5px; }
  .cb-trust-chip + .cb-trust-chip::before { display: none; }

  .cb-card-showcase { height: 260px; }
  .cb-bank-card { width: min(272px, 78%); padding: 18px 20px; border-radius: 12px; }
  .cb-bank-card-front { transform: translate(-50%, -50%) rotate(-5deg) translate(-12px, -4px); }
  .cb-bank-card-back { transform: translate(-50%, -50%) rotate(8deg) translate(16px, 12px); }
  .cb-bank-card .cb-card-bank { font-size: 13px; }
  .cb-bank-card .cb-card-type { font-size: 9.5px; }
  .cb-bank-card .cb-card-holder { font-size: 10px; }
  .cb-bank-card .cb-card-number { font-size: 11px; letter-spacing: 0.04em; }
  .cb-bank-card .cb-card-scheme { font-size: 12px; }
  .cb-bank-card .cb-card-contactless { width: 19px; height: 19px; }
  .cb-bank-card .cb-card-chip { width: 34px; height: 25px; }

  .cb-hero-cta { flex-direction: column; align-items: stretch; gap: 14px; }
  .cb-hero-cta .cb-btn-primary { width: 100%; }
  .cb-compat-chip { justify-content: center; }

  .cb-section { padding: 40px var(--cb-gutter); }
  .cb-update-card { padding: 26px 22px; gap: 24px; border-radius: var(--cb-radius-lg); }
  .cb-update-copy h2 { font-size: 21px; }
  .cb-update-copy p { font-size: 14.5px; }
  .cb-update-badge { font-size: 12px; padding: 8px 15px; }

  .cb-benefit { padding: 26px 22px 28px; }
  .cb-steps-list { grid-template-columns: 1fr; gap: 12px; }
  .cb-step { padding: 22px 22px 24px; }
  .cb-step::before { width: 30px; height: 30px; font-size: 13px; margin-bottom: 14px; }
  .cb-note { padding: 22px 20px; }
  .cb-article { padding: 24px 22px 22px; }
  .cb-article h3 { font-size: 17px; }

  .cb-download { padding-bottom: 56px; }
  .cb-download-card { padding: 40px 22px; border-radius: var(--cb-radius-lg); }
  .cb-download-meta { margin-bottom: 26px; }

  .cb-footer-inner { padding: 40px var(--cb-gutter) 108px; }
  .cb-footer-legal { flex-direction: column; }
  .cb-sticky-bar { display: flex; }
}

/* ===== Accessibility ===== */
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  .cb-bank-card-front,
  .cb-bank-card-back,
  .cb-bank-card::after,
  .cb-update-badge::before { animation: none; }
  .cb-btn-primary,
  .cb-benefit,
  .cb-note,
  .cb-nav-link::after { transition: none; }
}